Services Designed for Real Life
From creating your first budget to planning for retirement, our services adapt to wherever you are on your financial journey. Transparent pricing, genuine support.
Core Financial Services
Comprehensive support for every stage of your financial life
Budget Foundations
A complete overhaul of your spending habits, creating a sustainable budget that balances saving with living.
- Full income and expense analysis
- Custom budget framework
- Spending optimisation recommendations
- Two follow-up sessions included
Debt Freedom Strategy
A clear roadmap to eliminate debt while maintaining your quality of life and protecting your credit score.
- Complete debt inventory and analysis
- Prioritised repayment schedule
- Interest reduction strategies
- Monthly progress check-ins
Investment Roadmap
Build a diversified investment strategy aligned with your goals, timeline, and comfort with risk.
- Risk tolerance assessment
- Portfolio allocation guidance
- ISA and tax wrapper optimisation
- Quarterly review sessions
Retirement Planning
Whether retirement is 30 years away or just around the corner, we help you plan for the lifestyle you want.
- Pension analysis and consolidation
- State pension optimisation
- Retirement income projection
- Drawdown strategy planning
Couples Financial Alignment
Navigate joint finances with clarity. Perfect for newlyweds, moving-in partners, or couples wanting better coordination.
- Joint goal setting workshop
- Account structure recommendations
- Spending compromise frameworks
- Individual and joint budget creation
Self-Employed Financial Clarity
Tailored for freelancers, contractors, and small business owners juggling variable income and business expenses.
- Personal/business separation strategy
- Tax efficiency planning
- Income smoothing techniques
- Business reserves planning
Ongoing Support Packages
For those who want continuous guidance as their financial life evolves
Quarterly Check-in
£45/month
Four sessions per year to review progress, adjust strategies, and address any emerging financial questions.
- 90-minute sessions quarterly
- Email support between sessions
- Strategy document updates
Monthly Partnership
£85/month
Ideal during major financial transitions or for those building new habits who benefit from regular accountability.
- 60-minute monthly sessions
- Priority email response
- Real-time budget tracking support
Annual Strategy Review
£195/year
A comprehensive annual assessment for those with established strategies who want periodic expert review.
- In-depth yearly analysis
- Written recommendations report
- Tax year planning included
Why Invest in Financial Guidance
The tangible benefits our clients experience
Clarity Reduces Stress
Financial anxiety often stems from uncertainty. When you have a clear plan and understand your numbers, that weight lifts considerably.
Costly Mistakes Avoided
The fee for our guidance is typically recovered many times over through avoided fees, optimised tax efficiency, and better financial decisions.
Faster Progress
Trial and error is expensive with money. Expert guidance helps you reach your goals years faster than figuring it out alone.
Accountability Partner
Having someone to report progress to dramatically increases follow-through on financial goals.
Service Comparison
Choose the right level of support for your needs
| Feature | One-Time Services | Quarterly | Monthly |
|---|---|---|---|
| Initial Assessment | Included | Included | Included |
| Strategy Document | Included | Updated | Updated |
| Email Support | 30 days | Standard | Priority |
| Regular Sessions | As purchased | 4 per year | 12 per year |
| Progress Tracking | — | Quarterly | Real-time |
| Emergency Consultation | — | Extra fee | Included |
How We Work Together
A straightforward process from first contact to lasting results
Discovery Conversation
A brief initial call to understand your situation and goals. This helps us recommend the most appropriate service—we won't suggest more than you need.
Information Gathering
Before your main session, you'll complete a comprehensive questionnaire and share relevant financial documents. This ensures we use our time together efficiently.
Strategy Session
The core of our work together. We analyse your situation, discuss options, answer questions, and create a concrete action plan you can start implementing immediately.
Implementation Support
You receive a detailed strategy document and we remain available for questions as you put your plan into action. Follow-up sessions are included with most services.
Frequently Asked Questions
Absolutely. Many clients start with Budget Foundations, then add Investment Roadmap once they've stabilised their cash flow. We offer a 15% discount when booking multiple services together.
We offer a satisfaction guarantee on initial services. If after your first session you don't feel we're the right fit, we'll refund your payment in full—no questions asked.
Initial strategy sessions run 90-120 minutes depending on complexity. Follow-up sessions are typically 45-60 minutes. We never rush—if we need more time, we take it without extra charge.
Both options are available at the same price. About 70% of our clients prefer video calls for convenience, while others value the focus that in-person meetings provide. Choose whatever works best for you.
We ask for 48 hours notice for rescheduling. Life happens, and we're flexible with genuine emergencies. Subscription packages can be paused for up to two months if needed.
Bank transfer, debit card, and credit card payments are all accepted. For one-time services over £200, we offer payment in two instalments if helpful. Subscription payments are processed monthly by direct debit.
Ready to Get Started?
Not sure which service is right for you? Get in touch and we'll help you figure out the best starting point for your situation.
Schedule a Conversation